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  Individual
Coverage Group
Coverage
Available to individuals and employee or association groups,
this product is flexible and designed to fit the specific requirements of each client.
Protection is available as Accidental Death Only or can include dismemberment and
other accident benefits. Sums insured can be financially justified both for personal
or business insurance needs.
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AD&D Coverage:
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Principal coverage is a lump sum benefit for Accidental Death. Also included at
your option are lump sum benefits for loss of limbs or faculties (eyesight, hearing),
paralysis and/or loss of use of limbs.
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Applications
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Individual Personal Coverage
Business Insurance Needs
Business Travel AD&D
Occupational Accident
Non-Occupational Accident
One-Time Short Term Coverage
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Additional Benefits
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Repatriation of Mortal Remains
Rehabilitation
Permanent Total Disablement
Weekly Accident Indemnity
Accidental Medical Expense
Accidental Dental Expense
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Special Hazards:
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Owned or Leased Aircraft
Non-Scheduled Aircraft Exposure
High Limits
War Risk· Piloting Cover
Other Hazardous Activities
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» Back to top
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AD&D Coverage:
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Principal coverage is a lump sum benefit for Accidental Death. Also included at
your option are lump sum benefits for loss of limbs or faculties (eyesight, hearing),
paralysis and/or loss of use of limbs.
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Applications
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Group Basic AD&D
Group Voluntary AD&D
Group Business Travel AD&D
Occupational Accident Programs
Non-Occupational Accident Programs
One-Time Short Term Coverage· Individual Coverage
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Additional Benefits
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Depending on the size of the group, additional benefits are available
as follows:
Repatriation of Mortal Remains
Rehabilitation
Special Education
Permanent Total Disablement
Waiver of Premium
Weekly Accident Indemnity
Accidental Medical Expense
Accidental Dental Expense
Identification
Common Disaster
Coma
Funeral Expense
Spousal Retraining
Day Care
Home Alteration and Vehicle Modification
In-hospital
Seat Belt
Family Transportation
Felonious Assault Indemnity
Continuance of Coverage
Conversion Privilege
Heart Attack
Enhancement·
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Special Hazards:
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Owned or Leased Aircraft
Non-Scheduled Aircraft Exposure
Known Accumulations
High Aggregate Limits
War Risk
Pilot and Crew Cover
Other Hazardous Activities
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» Back to top
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